Athena Financial Services Limited is a leading RBI-registered Non-Banking Financial Company (NBFC) established in 1990. Based in Pune, Maharashtra, we specialize in providing fast, flexible, and accessible personal loans to individuals across India. We are committed to offering transparent financial solutions that help you manage urgent financial needs with ease and confidence.
Whether it's for medical emergencies, educational expenses, home repairs, or any other personal requirement, Athena Financial Services is here to support you with a hassle-free loan process and flexible repayment options. See More
Create an account with Athena Finance by providing basic information.
Fill out a simple loan application form with your personal details and needs.
Once approved, receive your loan quickly with flexible repayment options.
Minimum Loan Amount: Rs 10,000
Monthly Interest Rate: 2% Per Month
Maximum Repayment Tenure: Up to 10 Years
Maximum Loan Amount: Up To Rs 2,00,000
Processing Fees: 2% Of The Loan Amount
EMI Bounce Charge: Rs 590/- Bounce Charge
No Pre-Closure Charges
Annual Interest Rate: Approx. 24%
Flexible terms and reliable service
We provide businesses with the essential financial backing they need to grow and succeed. With attractive low-interest rates, quick loan disbursement, and minimal documentation, securing your business loan has never been easier!
We offer some of the lowest interest rates in the industry to ensure that your business loan is affordable and manageable. Grow your business without worrying about heavy interest burdens.
Time is money! We ensure fast processing and quick loan disbursal so you get the capital you need right when you need it. No delays, just quick, efficient financing for your business.
Say goodbye to long paperwork! We keep the documentation process simple and straightforward, ensuring a hassle-free application. Focus on your business while we take care of the rest.
Our team is here for you anytime, day or night. Get all the help you need with loan applications, guidance, and any other assistance to ensure smooth financing for your business.
Loan Amount | APR | Tenure | Processing Fee | GST on Processing Fee | Amount Disbursed | EMI | Total Repayment Amount | Total Interest |
---|---|---|---|---|---|---|---|---|
₹50,000 | 2% per month (24% APR) | 12 Months | ₹1,000 | ₹180 | ₹48,820 | ₹4,998 | ₹59,978 | ₹9,978 |
Loan Amount: ₹50,000 (This is the amount you are borrowing).
APR: 24% per year (2% per month) (This is the interest rate applied on the loan amount).
Tenure: 12 Months (The loan is to be repaid in 12 equal installments).
Processing Fee: ₹1,000 (The fee charged by the lender for processing your loan application).
GST on Processing Fee: ₹180 (18% GST applied on the processing fee).
Amount Disbursed: ₹48,820 (After deducting processing fee and GST, this is the amount credited to your account).
EMI: ₹4,998 (The fixed monthly installment to be paid, which includes both interest and principal).
Total Repayment Amount: ₹59,978 (The total repayment for the entire loan tenure including interest).
Total Interest: ₹9,978 (The interest paid above and beyond the loan amount over 12 months).